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Employment visas & permits

ILOE Insurance

Involuntary Loss of Employment (ILOE) insurance pays part of your salary for a limited time if you lose your job for reasons outside your control. Most private-sector and federal government employees must subscribe. We subscribe you, check your status and help with claims.

  • Free first review
  • Fees itemised before you pay
  • Inside or outside the UAE

Español: translation in progress. This page is shown in English for now.

ILOE Insurance
Basic salary up to AED 16,000
AED 5 a month + VAT
Basic salary above AED 16,000
AED 10 a month + VAT
Fine for not subscribing
AED 400
Benefit
60% of basic salary, up to 3 months

Estimated figures. Final fees are confirmed in writing. Approval rests with the authorities.

What we handle

  • New ILOE subscriptions
  • Status checks and certificate download
  • Clearing unpaid premiums or fines
  • Help with claims after losing a job

Questions

Do Golden Visa holders need ILOE?

If you are employed in the private sector or federal government, the subscription usually applies whatever your visa type. Investors and some other groups are exempt. We confirm your case.

How much does it cost?

Premiums are small monthly or yearly amounts based on your basic salary. We confirm the current rate before subscribing.

Premiums and benefits

Category ACategory B
Basic salaryAED 16,000 or lessMore than AED 16,000
PremiumAED 5 a month (+VAT)AED 10 a month (+VAT)
Monthly benefit capAED 10,000AED 20,000

Benefits are 60% of the average basic salary for up to 3 months per claim.

Claim rules

  • 01At least 12 months of continuous subscription
  • 02Claim within 30 days of losing the job
  • 03Not dismissed for disciplinary reasons and did not resign
  • 04Late premium for 3 months can cancel the policy, with an AED 200 fine for late payment

Ask about iloe insurance

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Choose the service, add your family and upload what you have. Your advisor checks everything and confirms the quote before you pay.